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Do not fall for phony debt collector Dear Debt Adviser, hospital billed me and I paid the bill, now a company recovery of the debt is calling me saying I owe them money I already paid directly to the hospital.

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Can a credit card debt collection agency legally collect a debt from 20 years of age?

I sent a letter to the monarch Recovery Administration requesting payment, the customer has not contacted me, except to offer a credit card! There is no draft companion bill, receipt or other proof. In addition, the origin of the claim is a post office in Puerto Rico.

Well may be asked to pay, but no way to make him pay. The debt is beyond the Statute of Limitations (SOL), the time to lay claim. It is also beyond the reference period 7 years. Basically, you can not report the debt to credit agencies and whether demand would be lost when using the sun as an affirmative defense. This is a collector zombie debt buying up old debt for next to nothing – probably cents to $ 100K. Some even try to collect old debts that were discharged in bankruptcy. They hope that people will pay anything. You simply ignore them, but they continue to bother you, send a certified letter with return receipt telling them to cease all contact that the debt is no longer valid. That must stop, but could only sell the debt to another collector zombie. You would have to send another letter of cease new collector.

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Bill Shuster: In place since '01 U.S. Rep. Bill Shuster, R-Hollidaysburg, is seeking his sixth term representing the 9th full borough.

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Has anyone ever used this? I have a heavy burden of debt and want to consolidate to reduce rates, etc. Has anyone ever heard of these guys: FINANCIAL SERVICES DEBT SETTLEMENT PROGRAM smart, easy and proven alternative to bankruptcy! APEX debt settlement reduces your debt by up to 40% to 75%! You could be debt free within 12-36 months. Our negotiators have established million dollars in consumer debt. Please let me know if you've had some experience or have any advice. I have about 5 lines of revolving credit (Including car insurance, etc) and want to consolidate all of an account, or use the service that I mentioned earlier. Any advice is appreciated!

I do not know much about the company. Note that if you opt for a program of debt repayment for the duration of the program, you will not make payments to creditors, but you save on monthly basis and lump-sum payment, one by one. Your credit will not be good, at least for the life of the program and then maybe even 1-2 years to complete the program well. When you are looking for debt settlement, you must ensure that the investigation of the company you want to do business. Also must check the credentials of the company with the Better Business Bureau. I've looked at a company and they seem to be the leaders in this business: You http://www.freedomdebtrelief.com can get a free consultation by calling toll free at 1-800-544-7211. All the best.

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How I can locate a legitimate real estate investor?

I have been presented the opportunity, which could easily net $ 21k. The property is a 2004 double wide mobile home on leased land. The assessed value is $ 70k, the owner owes $ 38k and I would do a little above that. My credit will not let me get a loan of U.S. $ 45, but I like to work with an investor to do this for a small fee search engines. How I can find one?

Usually announced to "buy houses, any condition." You see signs of this announcement in the road, but also in local newspapers. They also send letters to homeowners with offers to buy your house (closing fast, usually 25% below market value).