What should I do to treat my debt? Loans? Consolidation?

Ok so im about $ 6500 in debt. I have a credit score of 696 last time I checked, but have recently had a stroke of very bad job. I am now with a large company (Alltel) and allow home about $ 2000 – $ 3000 depending on sales. But for now im at the point where I can not cope with my credit card bill, loans and outstanding claims. I need to try to get all of my bills (about 10) in one easy payment. More than perhaps two or three years time. (Not including car payments or insurance.) I was thinking of debt consolidation but I was told that my credit will be ruined and I do not really want this to happen, but I can if theres no alternative. If I look in the case of bank loans should I try? I have a credit score of 696, but can not even get a credit card stores.

stop using the cards. pay interest on the more expensive cards. scale back. see service Debt Consultation

debt loans