Debt collections and credit card question?

I have some bills that need paid off and I have a credit card. My question is whether I go or contact a credit counselor or debt help business (Careón credit agency debt relief) are going to freeze my credit card account or put on hold? My debt situation is not bad, but I heard that if you seek help through a business that specializes in card debt credit and collections, a freeze on all your credit cards. I am slowly building my credit and I'd have to take my card. Is this true? Anyone who has or has had this problem or knows the facts please let me know some options ….. Thanks!

In general, the use of a DC or business debt when their accounts are too much for you take care of, and in that case, the last thing you need to do is hold a charge, and in many cases will contact with the CC company to get adjusted interest charges. In all these cases, it is likely to use the card use

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